USDA Loans

Secure Your Rural Home with USDA Financing

The Massa Mortgage Team specializes in USDA loans, offering a unique opportunity for homebuyers in rural and suburban areas of Minnesota, Wisconsin, Arizona, Florida, Virginia, and Oregon. Our USDA loan program provides affordable financing options with numerous benefits tailored to your needs. We offer:

• No down payment required
• Competitive interest rates
• Flexible credit requirements
• Low monthly mortgage insurance
• Loans for both new construction and existing homes
• Long-term fixed-rate mortgages

Explore the possibilities of homeownership in rural communities. Reach out to us to learn how The Massa Mortgage Team can help you achieve your dream of owning a home.

Signs You Might Benefit from a USDA Loan

The Massa Mortgage Team understands that navigating the world of home financing can be challenging. Here are some indicators that a USDA loan might be the right choice for you:

• Looking to purchase a home in a rural or suburban area
• Limited funds available for a down payment
• Steady income but not necessarily high earnings
• Desire for a long-term, fixed-rate mortgage
• Interest in new construction or existing property
• Seeking a loan with flexible credit requirements

If these points resonate with you, The Massa Mortgage Team is ready to guide you through the USDA loan process. Don't hesitate to reach out for personalized assistance.

Why Consider a USDA Loan for Your Home Purchase

USDA loans offered by The Massa Mortgage Team provide unique advantages for homebuyers in rural and suburban areas. Here's why you might want to explore this option:

• 100% financing available, eliminating the need for a down payment
• Potentially lower mortgage insurance premiums compared to other loan types
• Ability to finance closing costs into the loan
• No maximum purchase price limits
• Loans can be used for home improvements and repairs
• Streamlined process for those with credit scores of 640 or higher

The Massa Mortgage Team is committed to helping you understand and leverage these benefits. Contact us to discuss how a USDA loan can make homeownership a reality for you.

Why Choose The Massa Mortgage Team

When it comes to USDA loans and rural home financing, The Massa Mortgage Team stands out with our extensive experience and commitment to client success. Our advantages include:

• Over 25 years of mortgage industry experience
• Specialized knowledge in USDA and rural housing programs
• Access to down payment assistance programs
• Same-day service for many requests
• Bilingual support in English and Spanish
• Recognition as a Top 100 VA Lender
• NMLS#400275 and Branch ID#130562 certifications

Let The Massa Mortgage Team's expertise work for you in securing the best USDA loan for your needs. We're here to simplify the process and help you achieve your homeownership goals.

Contact Us

Ready to explore USDA loan options for your rural or suburban home purchase? The Massa Mortgage Team is here to provide you with personalized guidance and support throughout the entire process. Our team of experienced professionals is dedicated to helping you navigate the complexities of USDA financing and find the best solution for your unique situation.

Don't let the opportunity for affordable rural homeownership pass you by. Contact us today to schedule a consultation and take the first step towards owning your dream home with a USDA loan from The Massa Mortgage Team.